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69 KAINS Street, St. Thomas, ON N5P 1N5

St. Thomas, St. Thomas

69 KAINS Street, St. Thomas, ON N5P 1N5

$469,900

4 beds · 2 baths

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About this home

Welcome to this well maintained up and down duplex in St. Thomas, offered with vacant possession, an excellent opportunity for investors or buyers looking for a home with a built-in mortgage helper. With two separate 2-bedroom units, this property provides flexibility for a variety of ownership strategies, free of the delays or complications of existing tenancies. The property has undergone a complete renovation in previous years and has recently been freshly painted throughout. The upper unit features newer windows, and the property has a newer furnace serving both units. Each unit has its own dedicated parking space, with the upper unit also benefiting from a single car attached garage, an attractive feature for future tenants and a convenient bonus for storage. The unfinished basement provides ample additional storage and houses shared laundry facilities. From an investment perspective, the property offers the potential for approximately $3,550 per month in combined rental income, plus hydro, based on estimated market rents of approximately $1,750 per month for the upper unit and $1,800 per month for the lower unit. With the property vacant, a new owner can set rents at current market rates from day one, or move in immediately and offset carrying costs with income from the second unit. For an owner occupier, live in one unit and have the rental income from the other help offset your mortgage and carrying costs. For an investor, choose your own tenants and lease terms without inheriting existing arrangements. This is a practical duplex offering a combination of rental income potential, parking, garage space, and flexibility that is increasingly difficult to find. Whether you are looking to expand your rental portfolio or purchase a home with a mortgage helper, book your showing today to see this move-in ready opportunity for yourself. Some photos have been virtually staged for illustration purposes.

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Guides to St. Thomas

Local answers for buying, selling, and moving — written for this market, not a generic one.

Buyer guideFirst-time home buyer steps in Ontario (2026)Buyer guideThe new First-Time Home Buyers’ GST rebate (2026): up to $50,000 on a new homeBuyer guideClosing costs for home buyers in Ontario: a Woodstock breakdown (2026)Buyer guideWhy buy with a REALTOR® (and what it costs you: usually nothing)Buyer guideWhy buy instead of rent in Woodstock & Oxford County?Buyer & seller guideQuestions to ask before you hire a real estate agentBuyer guideHow to avoid overpaying for a homeBuyer guideBuying a condo in Woodstock: fees, the status certificate & what to checkBuyer guideBuying a farm or rural acreage in Oxford County: wells, septic, zoning & financingBuyer & investor guideLegal secondary & in-law suites in Woodstock: Bill 23 rules & the rent-vs-mortgage mathBuyer guideInvesting in Oxford County real estate: a plain-English first lookRelocation guideMoving to Woodstock for a job at Toyota (TMMC): a relocation & housing guideBuyer guideHindi & Punjabi-speaking home buyers in Woodstock: a welcome and a local guideखरीदार गाइडवुडस्टॉक में हिंदी और पंजाबी भाषी घर-खरीदार: एक स्वागत और स्थानीय मार्गदर्शिकाਖਰੀਦਦਾਰ ਗਾਈਡਵੁੱਡਸਟੌਕ ਵਿੱਚ ਹਿੰਦੀ ਅਤੇ ਪੰਜਾਬੀ ਬੋਲਣ ਵਾਲੇ ਘਰ-ਖਰੀਦਦਾਰ: ਜੀ ਆਇਆਂ ਨੂੰ ਅਤੇ ਇੱਕ ਸਥਾਨਕ ਗਾਈਡLocal guideBest neighbourhoods in Woodstock, Ontario: a local guideLocal guideMoving to Woodstock & Oxford County: a local guideLocal guideLiving in Tillsonburg vs Ingersoll vs Woodstock: an honest comparisonLocal guideLiving in Oxford County’s smaller towns & villages: Ingersoll, Tavistock, Norwich, Embro, Thamesford & PrincetonSeller guideHow much does it cost to sell a house in Woodstock, Ontario? (2026)Seller guideSelling your Woodstock home: the real process vs. “we buy houses” cash offersSeller guideDownsizing for seniors in Woodstock & Oxford County: a step-by-step guideSeller guideSelling or transitioning the family farm in Oxford County: the real-estate playbookSeller guideSelling an inherited home in Woodstock & Oxford County: an executor’s step-by-stepSeller guideEssential tips to sell your Woodstock home for moreSeller guideCommon home-seller mistakes (and how to avoid them)Seller guideThinking of selling your home privately?Seller guideSelling your home in Oxford County: a plain-English guide for Hindi- and Punjabi-speaking familiesविक्रेता गाइडऑक्सफ़ोर्ड काउंटी में अपना घर बेचना: हिंदी और पंजाबी भाषी परिवारों के लिए एक सरल मार्गदर्शिकाਵਿਕਰੇਤਾ ਗਾਈਡਆਕਸਫੋਰਡ ਕਾਊਂਟੀ ਵਿੱਚ ਆਪਣਾ ਘਰ ਵੇਚਣਾ: ਹਿੰਦੀ ਅਤੇ ਪੰਜਾਬੀ ਬੋਲਣ ਵਾਲੇ ਪਰਿਵਾਰਾਂ ਲਈ ਇੱਕ ਸਰਲ ਗਾਈਡResourceMoving day tips & checklistResourceCostly legal issues to watch when buying or selling
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