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20 VICTORIA Street, St. Thomas, ON N5R 2E5

St. Thomas, St. Thomas

20 VICTORIA Street, St. Thomas, ON N5R 2E5

$495,000

4 beds · 2 baths

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About this home

Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck. The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy. Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance. The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.

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Guides to St. Thomas

Local answers for buying, selling, and moving — written for this market, not a generic one.

Buyer guideFirst-time home buyer steps in Ontario (2026)Buyer guideThe new First-Time Home Buyers’ GST rebate (2026): up to $50,000 on a new homeBuyer guideClosing costs for home buyers in Ontario: a Woodstock breakdown (2026)Buyer guideWhy buy with a REALTOR® (and what it costs you: usually nothing)Buyer guideWhy buy instead of rent in Woodstock & Oxford County?Buyer & seller guideQuestions to ask before you hire a real estate agentBuyer guideHow to avoid overpaying for a homeBuyer guideBuying a condo in Woodstock: fees, the status certificate & what to checkBuyer guideBuying a farm or rural acreage in Oxford County: wells, septic, zoning & financingBuyer & investor guideLegal secondary & in-law suites in Woodstock: Bill 23 rules & the rent-vs-mortgage mathBuyer guideInvesting in Oxford County real estate: a plain-English first lookRelocation guideMoving to Woodstock for a job at Toyota (TMMC): a relocation & housing guideBuyer guideHindi & Punjabi-speaking home buyers in Woodstock: a welcome and a local guideखरीदार गाइडवुडस्टॉक में हिंदी और पंजाबी भाषी घर-खरीदार: एक स्वागत और स्थानीय मार्गदर्शिकाਖਰੀਦਦਾਰ ਗਾਈਡਵੁੱਡਸਟੌਕ ਵਿੱਚ ਹਿੰਦੀ ਅਤੇ ਪੰਜਾਬੀ ਬੋਲਣ ਵਾਲੇ ਘਰ-ਖਰੀਦਦਾਰ: ਜੀ ਆਇਆਂ ਨੂੰ ਅਤੇ ਇੱਕ ਸਥਾਨਕ ਗਾਈਡLocal guideBest neighbourhoods in Woodstock, Ontario: a local guideLocal guideMoving to Woodstock & Oxford County: a local guideLocal guideLiving in Tillsonburg vs Ingersoll vs Woodstock: an honest comparisonLocal guideLiving in Oxford County’s smaller towns & villages: Ingersoll, Tavistock, Norwich, Embro, Thamesford & PrincetonSeller guideHow much does it cost to sell a house in Woodstock, Ontario? (2026)Seller guideSelling your Woodstock home: the real process vs. “we buy houses” cash offersSeller guideDownsizing for seniors in Woodstock & Oxford County: a step-by-step guideSeller guideSelling or transitioning the family farm in Oxford County: the real-estate playbookSeller guideSelling an inherited home in Woodstock & Oxford County: an executor’s step-by-stepSeller guideEssential tips to sell your Woodstock home for moreSeller guideCommon home-seller mistakes (and how to avoid them)Seller guideThinking of selling your home privately?Seller guideSelling your home in Oxford County: a plain-English guide for Hindi- and Punjabi-speaking familiesविक्रेता गाइडऑक्सफ़ोर्ड काउंटी में अपना घर बेचना: हिंदी और पंजाबी भाषी परिवारों के लिए एक सरल मार्गदर्शिकाਵਿਕਰੇਤਾ ਗਾਈਡਆਕਸਫੋਰਡ ਕਾਊਂਟੀ ਵਿੱਚ ਆਪਣਾ ਘਰ ਵੇਚਣਾ: ਹਿੰਦੀ ਅਤੇ ਪੰਜਾਬੀ ਬੋਲਣ ਵਾਲੇ ਪਰਿਵਾਰਾਂ ਲਈ ਇੱਕ ਸਰਲ ਗਾਈਡResourceMoving day tips & checklistResourceCostly legal issues to watch when buying or selling
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